Examples of homes for sale are shown on this site. Sample homes are the listings of other Realtors®; their details are presumed accurate but the accuracy is not guaranteed. Availability, details, and pricing are subject to change without notice.
|
 |
| NEWTOWN — 1 Sugarloaf Road . . . $479,900 |
|
| Step 1: Figure out how much you can afford
What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate. The calculators below can help, but it is best to visit a lender to find out for sure.
Need help with your down-payment and/or closing costs?
A housing counselor can help you figure out how to manage and pay off your debt, and start saving for that down-payment!
|
Step 2: Know your rights
|
 |
| BROOKFIELD — 6 Dorset Lane . . . $559,900 |
|
|
 |
| MONROE — 3 Aspetuck Lane . . . $584,900 |
|
| Step 3: Shop for a loan
Save money by doing your homework. Talk to several lenders, compare costs and interest rates, negotiate to get a better deal. Seriously consider getting pre-approved for a loan.
|
Step 4: Learn about home-buying programs
FHA loan programs offer lower down-payments and are a good option for first-time homebuyers.
|
 |
| BETHEL — 19 Goodhill Road . . . $450,000 |
|
|
 |
| NEW FAIRFIELD — 47 Linda Lane . . . $469,900 |
|
| Step 5: Shop for a home
If you choose a home in a neighborhood with a Home Owners Association (HOA), be sure to request a copy of the HOA packet, so you can review before closing.
|
Step 6: Make an offer
Discuss the process with your real estate agent. If the seller counters your offer, you may need to negotiate until you both agree to the terms of the sale.
|
 |
| BETHEL — 25 Nashville Road . . . $549,900 |
|
|
 |
| 47 Elbow Hill Road . . . $539,900 |
|
| Step 7: Get a home inspection
Make your offer contingent on a home inspection. An inspection will tell you about the condition of the home, and can help you avoid buying a home that needs major repairs.
|
Step 8: Shop for homeowners insurance
Lenders require that you have homeowners insurance. Be sure to shop around.
|
 |
| STRATFORD — 5430 Main Street Puynet . . . $529,000 |
|
|
 |
| BROOKFIELD — 49 Meadow Brook Road . . . $519,000 |
|
| Step 9: Sign papers
You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign!
|
|
 |
The information and links above are courtesy of the U.S. Department of Housing
and Urban Development, and were last updated January 8, 2008.
U.S. Department of Housing and Urban Development
451 7th Street S.W., Washington, DC 20410
Telephone: (202) 708-1112 TTY: (202) 708-1455
|
|
|
